Your retirement plan should do more than grow your savings — it should help turn them into dependable income
Saving for retirement and living in retirement require two very different financial approaches.
Once you stop receiving a regular paycheck, your plan shifts from building wealth to generating dependable retirement income. Decisions about when to withdraw money from your accounts, how to manage your investments, how taxes may affect your income, and how to prepare for rising healthcare costs all play an important role in helping your savings last.
Planning ahead gives you the opportunity to make these decisions with greater clarity instead of reacting to them as they arise.
Every successful retirement plan starts with a clear understanding of your goals, priorities, and financial situation. At McIntire Retirement Services, we help clients throughout Port Clinton, OH, organize the many factors involved in retirement into a personalized strategy that reflects their unique needs. Our goal is to help retirees make thoughtful financial decisions that support the retirement they’ve planned for and earned.
Every stage of retirement comes with new priorities, opportunities, and financial considerations. Some clients are preparing to leave the workforce, while others are already managing retirement income, investments, and long-term planning decisions. McIntire Retirement Services offers personalized solutions that help you adjust your retirement plan as your needs change.
We provide guidance in the following areas:
Create a reliable retirement income strategy that supports your lifestyle while helping your savings last throughout retirement.
Understand how different claiming strategies may affect your benefits and how Social Security fits into your overall retirement plan.
Develop an investment strategy that reflects your income needs, risk tolerance, and long-term goals to help protect the assets you've worked hard to build.
Our recommendations are based on what's appropriate for your financial situation, helping you make informed decisions that align with your goals.
For more than two decades, we've helped individuals, retirees, and families navigate important retirement decisions through changing financial circumstances.
Every retirement plan begins with understanding your priorities and recommending strategies that fit your needs, not a predetermined formula.
In a world full of noise about money, a trusted advisor who knows you by name makes all the difference.
Director of Finance
Investment Advisor Representative
Director of Insurance and Annuities
Office Greeter
Check out our educational resources for practical insights on retirement income, Social Security, investment strategies, tax considerations, and other topics that can help you make informed decisions about your financial future.
We begin by learning about your financial situation, retirement goals, and the priorities that matter most to you. This will help us understand where you are today and what you want to accomplish in the years ahead.
We create a personalized strategy to support your retirement objectives by evaluating opportunities, identifying potential challenges, and recommending solutions that align with your needs.
Once you're ready to move forward, we'll help implement the actions needed to support your retirement strategy. Our team will guide you through each step, answer your questions, and make the process as smooth as possible.
As your priorities, finances, and circumstances change, we'll review your strategy and discuss adjustments that help keep your retirement plan aligned with your long-term objectives.
Income Planning in Port Clinton, Ohio
It depends on the type of debt you have. Our team can evaluate how debt repayment fits into your retirement strategy and determine whether paying it down before retirement supports your long-term financial goals.
McIntire Retirement Services will review your expected income sources, withdrawal strategy, investment approach, and anticipated expenses and create a retirement income plan to make your transition as smooth as possible.
Major life events, family circumstances, healthcare needs, or lifestyle changes may all create opportunities to revisit your strategy. McIntire Retirement Services can evaluate those changes and recommend updates that continue to support your retirement goals.
Robin McIntire has been an integral part of McIntire Retirement Services since the company’s incorporation, bringing an extensive background in office administration and a dedication to creating a welcoming experience for every client. As Director of Client Services and Director of Finance, Robin helps ensure that both the client experience and the day-to-day financial operations of the firm run smoothly. From welcoming clients and coordinating special events to managing correspondence, payroll, expenses, and bookkeeping, Robin plays an important role behind the scenes. Her attention to detail and warm, personal approach help make McIntire Retirement Services a place where clients can feel comfortable, valued, and at home.
Ross Snyder works closely with clients on the investment, account servicing, and financial planning aspects of their relationship with McIntire Retirement Services. As an Investment Advisor Representative, Ross assists with investment research, portfolio management, retirement planning strategies, and maintenance of client accounts. He also helps clients navigate important financial decisions involving retirement income, Social Security, distributions, and other aspects of their financial plan. With an emphasis on careful research, attention to detail, and clear communication, Ross is committed to helping clients better understand their options and feel informed and confident about the financial decisions they make.
As Office Administrator, Heidi Okonski helps keep McIntire Retirement Services organized, efficient, and focused on providing clients with a seamless experience. She manages a wide range of day-to-day responsibilities, including scheduling, office operations, processing client paperwork, and assisting with ongoing account maintenance. Heidi also plays an important role in coordinating and hosting the firm’s promotions, educational seminars, and special events. Through her organization, attention to detail, and commitment to client service, Heidi helps ensure that clients receive attentive and timely support whenever they interact with the McIntire Retirement Services team.
Mattie proudly serves as the official Office Greeter at McIntire Retirement Services and takes her responsibilities very seriously—especially when they involve making visitors smile. Whether she’s welcoming clients through the door, helping everyone feel a little more at home, or inviting a willing participant to a game of catch, Mattie brings an extra dose of warmth and personality to the office. Her mission is simple: make every visitor feel welcome, comfortable, and happy to be here. And if you happen to have a good throwing arm, you may quickly become one of her favorite clients.
